Quick Answer: How Do I Check To See If Someone Is Using My Social Security Number?

Can you put a freeze on your Social Security number?

Freezing your credit can help prevent identity thieves and other criminals from using stolen personal information (your Social Security number, for instance) to apply for new credit in your name.

You must contact each national credit bureaus individually to freeze (or unfreeze) your credit reports..

Is it bad if someone knows your Social Security number?

Unfortunately, the only way to know if someone has your Social Security number is if they put it to use. Identity thieves might use your SSN to get medical care under your name, open accounts in your name, file for a tax refund or steal your government benefits.

What does Social Security number reveal?

Many businesses ask for your SSN because it is a convenient way to identify you in their system. As a result, your social security number can now reveal all kinds of information about you, including places you’ve lived, your credit history, and maybe even medical conditions.

What do I do if I think someone is using my Social Security number?

If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490. You can order free credit reports annually from the three major credit bureaus (Equifax, Experian and TransUnion).

Can you change your SSN?

The Social Security Administration generally does not encourage or allow you to change your Social Security number, except under certain circumstances. You can change your SSN if you can prove that using your existing number will cause you harm, such as in cases of abuse or harassment.

Can I use a fake SSN?

Many immigrants who do not have permission to work in the US may think about using fake documents or using the social security number (SSN) of another person. While there are many reasons people may do this, it is not a good idea. Using someone else’s SSN is a federal crime and could result in up to 15 years in jail.

What can a scammer do with my Social Security number?

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the credit cards and don’t pay the bills, it damages your credit.

How do you put an alert on your Social Security number?

How to put a flag on your social security number or credit reportContact one of the three credit reporting agencies (Transunion, Equifax, or Experian). … After a few days, check with the other two credit bureaus to verify that they’ve received the fraud alert as well.More items…•

How do I know if someone used my SSN for unemployment?

To find out if someone has fraudulently filed for unemployment in your name, you can go to the Employee Security Department website, and go through the initial registration steps as if you plan to file for unemployment.

How can I find out if someone opened a bank account in my name?

If someone else has opened a bank account in your name recently, it should be listed on your credit report. You are entitled to a free copy of your credit report annually from each of the nationwide consumer reporting companies: Equifax, Experian, and TransUnion.

How can I find out if someone is using my identity?

at 1-877-IDTHEFT (1-877-438-4338) or go to: www.identitytheft.gov/ To order a copy of your Social Security Administration earnings and benefits statement, or to check whether someone has used your Social Security number to get a job or to avoid paying taxes, visit www.socialsecurity.gov/statement/.

Can someone use my SSN with their name?

Is using a forged Social Security Number — but your own name — to obtain employment or buy a car an identity theft crime? Lately, U.S. courts are saying it’s not. Identity theft can take many forms, but one of the most vexing is so-called “SSN-only” ID theft. …

What can someone do with the last 4 digits of your SSN?

The last four digits of your Social Security number are especially important. Be sure to protect them well. By obtaining your Social Security number, identity thieves have the easiest path to the greatest damage: stealing your money and government benefits. Getting medical care and other services in your name.

Can someone access my bank account with my Social Security number?

They can use your SSN to open a bank account in your name. That means that anyone with your SSN can easily open a bank account in your name, especially if the identity thief already obtained a driver’s license in your name. … This tells creditors to call you before they open any new accounts in your name.